Scary statistics today were just released.  Are you one of the 225Million?

According to the Privacy Rights Clearning House More Than 225 Million Records Breached Since 2005.

Why is it that individuals believe that it will never happen to them.  It seems that the Fiction Movies of Super Heros have diluted the minds of individuals into thinking they are invinsible.  The truth in the matter is that it is not just you that can cause your Identity to be stolen.  Think about how many databases your personal info is in.  Hosipitals, Credit Cards, Mortgage Lenders, Auto Financers, Utility Companies, Cell Phone Companies, Public and Private School systems, and Real Estate Title Companies are just a few to name.

You see the identity theft criminals are targeting these companies and this is why over the past 3 years over 225,000,000 people have had their information breached.  This number is exponentially growing each and every year.

A little identity theft prevention would be nice, especially since over “225 million records containing sensitive, personal information have been compromised since January 2005″ according to the Privacy Rights Clearinghouse.

Furthermore, the quantity and scale of data breaches appears to be on the rise. For example, a March break-in at an Indiana debt-collection agency led to a missing server containing 700,000 people’s personal information, including some Social Security numbers. (The server is still at large.)

What do you need to Protect Yourself?

1. Credit Monitoring: According to the FTC an individual needs a company that offers a True Monitoring Service to all the credit bureaus.  So if someone applies for a credit card in your name at Citibank (which uses TransUnion) and your service only monitors Experian, then it won’t catch it.
2. Legal Team: A Legal team to help with all manners to help freaze, place fraud holds, and help with the restoration of cleaning up your identity.

Only One Service can provide both of these important parts of Identity Theft Protection and Restoration:
www.DontGoWithoutIt.biz – a Service Ran by Pre-Paid Legal and Kroll Background – Both in Business for over 30 years.  Kroll has been used by the government for major investigations and work.

Recently a Company LifeLock – that you see all over the TV has come under fire for many different reasons.

News Reported about Lifelock:

LifeLock, for example, only places a fraud alert on your account, which is “not as strong as a credit freeze,” says Stephens. “It merely places a red flag on your credit report that notifies potential creditors that there may be some fraudulent activity here, so take extra steps to verify the identity.” Just like verifying the signature on the back of a credit card at a point of sale, however, this verification may not happen.

Under current laws, the LifeLock approach — acting as a proxy for consumers to place fraud alerts — may not last long. Experian recently sued LifeLock, saying the company is inappropriately using fraud alerts, which are restricted (per the Fair Credit Reporting Act) for consumers only. According to Experian’s complaint, “LifeLock’s scheme costs Experian millions of dollars every year in processing large numbers of improper initial fraud alerts, mailing mandatory notices to consumers, and providing free credit reports to consumers who are not eligible for such reports.”

See the full lifelock story on Yahoo News – ID Protection ads come back to bite Todd Davis